0Get an expert consultation

International buyers · India

Buying UAE property from India: steps, paperwork and Indian tax

Indian residents can buy freehold in the UAE by remitting up to USD 250,000 per financial year under the RBI’s Liberalised Remittance Scheme, with PAN. The property must then be disclosed in Schedule FA of your Indian return.

Get an Expert ConsultationPlan Your Purchase from India

Choose a property type.

Apartments, townhouses and villas suit different plans. Start with the one that fits yours.

A white apartment tower with deep balconies rising above palm trees against a clear blue sky

Apartments

AED 1M–3M

A row of contemporary townhouses with timber screens, olive trees and a landscaped front path

Townhouses

AED 3M–6M

A modern villa with an infinity pool and a lawn overlooking the sea

Villas

AED 5M–20M

Ranges are target total purchase prices, not guaranteed starting prices and not the cash needed at booking.

Off-plan projects available now

Compare them like for like: the price where the developer has confirmed it, the payment plan, the handover date and what to weigh.

Eden House The Park by H&H in Al Safa, Dubai Water Canal, Dubai, architectural renderApartmentArchitectural render

H&H in Al Safa, Dubai Water Canal, Dubai

Eden House The Park

2–4 bedrooms

Price on requestCurrent price being re-confirmed

Payment plan
Schedule on request
Handover
Developer-stated September 2027 · Under construction

Seven low-rise buildings set in their own park on the Dubai Water Canal, beside Al Safa Park, run in-house under H&H’s Eden House brand rather than by a hotel operator.

Request price list and planLast checked 5 Oct 2026
Palm Central Private Residences by Nakheel in Palm Jebel Ali, Dubai, architectural renderApartmentArchitectural render

Nakheel in Palm Jebel Ali, Dubai

Palm Central Private Residences

1–5 bedrooms

Price on requestCurrent price being re-confirmed

Payment plan
Schedule on request
Handover
Not yet stated

Beachfront apartments and penthouses in three buildings at the centre of Palm Jebel Ali, between Fronds M and N, with direct beach access.

Request price list and plan
The Woods Abode by Sobha in Sobha Sanctuary, Dubai, architectural renderApartmentArchitectural render

Sobha in Sobha Sanctuary, Dubai

The Woods Abode

1–2 bedrooms

Price on requestCurrent price being re-confirmed

Payment plan
Schedule on request
Handover
Not yet stated

Apartments facing parks at the front and rear, in a masterplan where about half the land is open and green space.

Request price list and plan
Binghatti Starfall by Binghatti in Al Jaddaf, DubaiApartment

Binghatti in Al Jaddaf, Dubai

Binghatti Starfall

Studio–2 bedrooms

Price on requestCurrent price being re-confirmed

Payment plan
Schedule on request
Handover
Not yet stated

Near Al Jaddaf Metro station on the Green Line, with an observatory deck and telescopes for residents on the amenity podium.

Request price list and planLast checked 16 Sep 2026
Arancia Yards 2 by BEYOND in The Yards, City of Arabia, Dubai, architectural renderApartmentArchitectural render

BEYOND in The Yards, City of Arabia, Dubai

Arancia Yards 2

1–3 bedrooms

Price on requestCurrent price being re-confirmed

Payment plan
Schedule on request
Handover
Not yet stated

Four low-rise buildings around a sunken garden, with 4-metre living-room ceilings in select ground-floor homes.

Request price list and plan
Palm Central Townhouses by Nakheel in Palm Jebel Ali, Dubai, architectural renderTownhouseArchitectural render

Nakheel in Palm Jebel Ali, Dubai

Palm Central Townhouses

4 bedrooms

Price on requestCurrent price being re-confirmed

Payment plan
Schedule on request
Handover
Not yet stated

Four-bedroom townhouses on the ground floor with private garages, opening onto the landscaped deck and the beach.

Request price list and plan

How to buy off-plan from India, step by step

Much of this can be handled from India.

  1. 1

    Confirm your residential status

    Ask your adviser whether you are resident and ordinarily resident this year. That decides which remittance route and disclosure rules apply to you.

  2. 2

    Map instalments against the LRS limit

    With your bank, set every expected instalment against USD 250,000 per financial year (April to March), including anything else you send abroad in the same year.

  3. 3

    Shortlist with an adviser

    In a video or phone consultation, compare up to three projects in your budget with every cost and payment stage set out.

  4. 4

    Check the project

    Before paying anything, confirm the project is registered with the emirate’s regulator, pays into a project escrow account and holds an advertising permit.

  5. 5

    Sign and complete checks

    Sign the sale and purchase agreement yourself or through an attested power of attorney, and provide identity and source-of-funds evidence.

  6. 6

    Register and pay in stages

    Make sure the sale is recorded on the emirate’s off-plan register, then remit each instalment through your bank to the project escrow account as construction progresses.

  7. 7

    Take handover and disclose

    Handover follows the developer-stated timetable. Disclose the property in your Indian return while you own it; any rent begins only after handover.

Apartment terraces planted with greenery above a turquoise lagoon, with the city skyline in the distance

Documents to prepare for buying from India

  • Keep your passport valid

    Dubai Land Department accepts a valid passport from non-resident foreign buyers to register a sale, and asks for a passport copy for Oqood off-plan registration, so an Emirates ID is not needed in Dubai.

  • Have your PAN ready for every remittance

    The RBI requires your PAN for remittances under the scheme. Keep the bank’s remittance record for each instalment with the developer’s receipt.

  • Attest a power of attorney if you will not sign in person

    A power of attorney signed in India generally needs notarisation and attestation before it can be used in the UAE. Confirm the current route with the UAE mission and the registration trustee before signing.

  • Gather source-of-funds evidence

    Dubai Land Department lists Federal Decree-Law No. 10 of 2025 as the current anti-money-laundering law. Have statements showing where the money came from ready before you sign.

  • Confirm ID rules outside Dubai

    RAK Municipality’s sale-contract service card lists an Emirates ID for both parties. If you are buying in Abu Dhabi or Ras Al Khaimah, confirm identity requirements before you sign.

  • Pay only into the escrow account

    In Dubai each off-plan project has its own escrow account, used only to build that project, and the developer’s creditors cannot attach it. Remit instalments only to the account named in your contract.

Find the UAE home that fits your plans.

Get an Expert ConsultationGet a Second Opinion Before You Commit

Moving money from India: what the LRS allows and what to prepare

The Reserve Bank of India’s LRS FAQ allows resident individuals, including minors, to remit up to USD 250,000 per financial year (April to March) for permitted current and capital account transactions, and it refers to remittances for acquiring immovable property outside India. PAN must be provided. Companies, partnership firms, HUFs and trusts cannot use the scheme.

Off-plan instalments are paid in stages, so plan each one against the limit for the financial year in which it falls, alongside any other remittances that year. Before you sign, confirm the current rules, paperwork and any tax consequences of the remittance itself with your bank.

LRS is written for resident individuals. If you are non-resident under Indian rules, for example because you live and work in the UAE, ask your bank which rules apply to you and to any funds you still hold in India.

Indian tax on a UAE home: what the Income Tax Department says, and what to ask

Official positions as at 16 September 2026. Your residential status in each year decides how they apply to you.

  1. Foreign assets

    Residents must report foreign assets in Schedule FA, including immovable property outside India, for the calendar year ending 31 December. Taxpayers who are not ordinarily resident or non-resident need not complete it.

    Ask your adviserAm I resident and ordinarily resident for the years I will own the property?

  2. Return form

    ITR-1 and ITR-4 do not contain Schedule FA, so taxpayers with foreign assets should use another return form.

    Ask your adviserWhich ITR form should I file once I hold the property?

  3. Foreign income

    Residents report income from outside India in Schedule FSI. Relief for tax paid abroad is claimed through Schedule TR with Form 67.

    Ask your adviserHow would rent after handover, or a later sale, be taxed in India?

  4. Non-disclosure

    Failing to report foreign assets and income can lead to assessment, penalties and prosecution under the Black Money (Undisclosed Foreign Income and Assets) and Imposition of Tax Act, 2015.

    Ask your adviserAre my returns complete, and would I need to revise one?

  5. Tax agreement

    The India–UAE agreement on taxes on income and capital entered into force on 22 September 1993, and was amended by notifications in 2007 and 2013.

    Ask your adviserWhich articles apply to property income and gains, and is any UAE tax actually charged to credit?

  6. UAE side

    Under Cabinet Decision No. 49 of 2023, an individual’s income from selling or letting UAE property without needing a licence is not treated as a business activity for UAE Corporate Tax.

    Ask your adviserIs any UAE tax due on rent or a sale, and does that affect relief on my Indian return?

A UAE property or golden visa does not change your Indian residential status

Owning UAE property, or holding a UAE residence permit, does not by itself make you non-resident in India or remove your Schedule FA and income reporting. Residential status is decided under Indian tax law. Take your circumstances to a qualified adviser in India before assuming any change.

Six commitments behind every consultation.

How the firm is paid, and why it matters to you

A purchase this size deserves someone who shows you the full picture, including what could go wrong, before you commit a deposit.

Every cost before you commit

Total price, registration fees and each payment stage, set out in your own currency before you pay anything.

Honest about fit

Up to three options, and fewer if fewer fit. If off-plan does not suit your plans, you are told plainly.

A second opinion on any offer

Bring an offer from a developer or another agent and have its cost, payment plan and contract points checked before you commit.

Told how the firm is paid

Before you decide on anything, including whether a developer on your shortlist pays the firm.

Checks before you see a home

Registration, the project escrow account, the developer’s record and a current price, checked before a home reaches you.

Your time, your privacy

Video, phone, WhatsApp or email in your time zone. Your details are used only to reply, and launch emails only if you ask.

Three steps, no obligation.

No account, no fee, no pressure to proceed. You decide whether to go further.

  1. 1

    Share your requirements

    Your contact details, then property type, price range, emirate, objective and timeframe. It takes about two minutes, and no financial documents are needed.

  2. 2

    Review suitable options

    Up to three opportunities, each with its costs, payment timings, the reasons it was selected and what to consider. If fewer fit, you get fewer.

  3. 3

    Discuss next steps

    Talk to an adviser about the options, what to verify independently and what reserving involves. There is no pressure to proceed.

Answers before you share any details.

If your question is not answered here, an adviser can go through it with you during a consultation.

Yes, in the areas open to foreign buyers, and without travelling. Dubai Land Department accepts a passport from non-resident foreign buyers, and the RBI’s LRS FAQ refers to remittances for acquiring immovable property outside India within the annual limit for resident individuals. Confirm the current rules and paperwork with your bank before you commit to a payment schedule.

The RBI FAQ states USD 250,000 per financial year, April to March, for resident individuals including minors, with PAN mandatory. Everything you remit under the scheme that year counts towards it, so staged off-plan payments need planning. Keep the bank’s remittance record for each instalment.

If you are resident in India, yes. The Income Tax Department says residents must disclose foreign assets, including immovable property outside India, in Schedule FA, which is not available in ITR-1 or ITR-4. Not ordinarily resident and non-resident taxpayers need not complete it.

To the project escrow account named in your contract. In Dubai each off-plan project has its own escrow account, used only to build that project, and the developer’s creditors cannot attach it. Remit through your bank directly to that account, not to an intermediary, and keep every remittance record.

Not by itself. Residential status is decided under Indian tax law, not by a visa. Dubai Land Department describes a 10-year investor permit for property costing AED 2 million or more, but eligibility is decided by the authorities and is not guaranteed.

Only partly. The remittance scheme and Schedule FA rules described here are written for residents of India. If you are non-resident under Indian tax law, different rules may apply, so ask a qualified adviser and your bank.

Apartment terraces planted with greenery above a turquoise lagoon, with the city skyline in the distance

Plan your purchase from India, with every cost set out.

Receive up to three options that fit, each with its costs, payment stages and trade-offs explained.

  • Every cost and payment stage set out
  • Why each option was chosen, and what to weigh
  • Free, with no obligation

How to reach youStep 1 of 2

How to reach you

How would you like us to contact you? Choose any that suit you.

Your plans

Property type Choose any.

When do you plan to buy?

Where would you consider?

Your main objective

By sending this form, you agree to how your details are handled, as set out in our privacy information.

Read before you decide

Guide

Buying remotely

How international buyers purchase UAE off-plan property from abroad: identity documents, power of attorney legalisation and source-of-funds checks.

Guide

Property purchase costs

The costs on top of a UAE property price: registration fees by emirate, fixed charges, trustee and mortgage fees, commission and service charges.

Guide

Payment plans

How off-plan payment plans work in the UAE: booking, construction, handover and post-handover stages, reading a schedule and what default can mean.

Comparison

Dubai vs Abu Dhabi

Dubai or Abu Dhabi for an off-plan home: which suits which buyer, then ownership areas, registers, escrow, fees and developers side by side.

Talk to an adviser