International buyers · India
Buying UAE property from India: steps, paperwork and Indian tax
Indian residents can buy freehold in the UAE by remitting up to USD 250,000 per financial year under the RBI’s Liberalised Remittance Scheme, with PAN. The property must then be disclosed in Schedule FA of your Indian return.
- LRS limit, resident individuals
- USD 250,000 per financial year
- PAN for LRS remittances
- Mandatory
- Foreign assets disclosure
- Schedule FA; not in ITR-1 or ITR-4
- ID for non-resident buyers in Dubai
- Passport; Emirates ID not needed
- Where off-plan payments go (Dubai)
- A project escrow account
- India–UAE tax agreement
- In force since 22 September 1993
India 01
Choose a property type.
Apartments, townhouses and villas suit different plans. Start with the one that fits yours.
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01 — ApartmentsApartments
AED 1M–3M
Request options -
02 — TownhousesTownhouses
AED 3M–6M
Request options -
03 — VillasVillas
AED 5M–20M
Request options
Ranges are target total purchase prices, not guaranteed starting prices and not the cash needed at booking.
Selected opportunities 02
Off-plan projects available now
Compare them like for like: the price where the developer has confirmed it, the payment plan, the handover date and what to weigh.
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Architectural render Apartment
Palm Central Private Residences
1–5 bedrooms
Price on requestCurrent price being re-confirmed- Payment plan
- Schedule on request
- Handover
- Not yet stated
Why selectedBeachfront apartments and penthouses in three buildings at the centre of Palm Jebel Ali, between Fronds M and N, with direct beach access.
ConsiderPalm Jebel Ali is still being developed, so check which roads, schools and shops will be open when you move in.
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Architectural render Apartment
The Woods Abode
1–2 bedrooms
Price on requestCurrent price being re-confirmed- Payment plan
- Schedule on request
- Handover
- Not yet stated
Why selectedApartments facing parks at the front and rear, in a masterplan where about half the land is open and green space.
ConsiderSobha Sanctuary is planned for around 20,000 families, so nearby phases may still be under construction after handover.
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Apartment
Binghatti Starfall
Studio–2 bedrooms
From AED 759,999Indicative developer price- Payment plan
- Schedule on request
- Handover
- Not yet stated
Why selectedNear Al Jaddaf Metro station on the Green Line, with an observatory deck and telescopes for residents on the amenity podium.
ConsiderThe Etihad Rail stop planned for Al Jaddaf is a future project, so do not rely on it when you decide.
Last checked 16 Sep 2026 Request price list and plan -
Architectural render Apartment
Arancia Yards 2
1–3 bedrooms
Price on requestCurrent price being re-confirmed- Payment plan
- Schedule on request
- Handover
- Not yet stated
Why selectedFour low-rise buildings around a sunken garden, with 4-metre living-room ceilings in select ground-floor homes.
ConsiderIt sits beside the first Arancia Yards phase, so compare prices and payment plans for both before choosing.
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Architectural render Townhouse
Palm Central Townhouses
4 bedrooms
Price on requestCurrent price being re-confirmed- Payment plan
- Schedule on request
- Handover
- Not yet stated
Why selectedFour-bedroom townhouses on the ground floor with private garages, opening onto the landscaped deck and the beach.
ConsiderYou share facilities and service charges with a 212-home development, so ask for the estimated service charge.
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Architectural render Apartment
Arancia Yards
1–3 bedrooms
Price on requestCurrent price being re-confirmed- Payment plan
- Schedule on request
- Handover
- Not yet stated
Why selectedLow-rise homes with 3.1-metre ceilings and private terraces, in the first phase of a masterplan that keeps over 70% of its land open-air.
ConsiderThe school, clinic and mosque are part of the masterplan, so check which will be open by handover.
India 03
How to buy off-plan from India, step by step
Much of this can be handled from India.
- 1/7
Confirm your residential status
Ask your adviser whether you are resident and ordinarily resident this year. That decides which remittance route and disclosure rules apply to you.
- 2/7
Map instalments against the LRS limit
With your bank, set every expected instalment against USD 250,000 per financial year (April to March), including anything else you send abroad in the same year.
- 3/7
Shortlist with an adviser
In a video or phone consultation, compare up to three projects in your budget with every cost and payment stage set out.
- 4/7
Check the project
Before paying anything, confirm the project is registered with the emirate’s regulator, pays into a project escrow account and holds an advertising permit.
- 5/7
Sign and complete checks
Sign the sale and purchase agreement yourself or through an attested power of attorney, and provide identity and source-of-funds evidence.
- 6/7
Register and pay in stages
Make sure the sale is recorded on the emirate’s off-plan register, then remit each instalment through your bank to the project escrow account as construction progresses.
- 7/7
Take handover and disclose
Handover follows the developer-stated timetable. Disclose the property in your Indian return while you own it; any rent begins only after handover.
India 04
Documents to prepare for buying from India
Keep your passport valid
Dubai Land Department accepts a valid passport from non-resident foreign buyers to register a sale, and asks for a passport copy for Oqood off-plan registration, so an Emirates ID is not needed in Dubai.
Have your PAN ready for every remittance
The RBI requires your PAN for remittances under the scheme. Keep the bank’s remittance record for each instalment with the developer’s receipt.
Attest a power of attorney if you will not sign in person
A power of attorney signed in India generally needs notarisation and attestation before it can be used in the UAE. Confirm the current route with the UAE mission and the registration trustee before signing.
Gather source-of-funds evidence
Dubai Land Department lists Federal Decree-Law No. 10 of 2025 as the current anti-money-laundering law. Have statements showing where the money came from ready before you sign.
Confirm ID rules outside Dubai
RAK Municipality’s sale-contract service card lists an Emirates ID for both parties. If you are buying in Abu Dhabi or Ras Al Khaimah, confirm identity requirements before you sign.
Pay only into the escrow account
In Dubai each off-plan project has its own escrow account, used only to build that project, and the developer’s creditors cannot attach it. Remit instalments only to the account named in your contract.
Expert consultation
Find the UAE home that fits your plans.
India 05
Moving money from India: what the LRS allows and what to prepare
The Reserve Bank of India’s LRS FAQ allows resident individuals, including minors, to remit up to USD 250,000 per financial year (April to March) for permitted current and capital account transactions, and it refers to remittances for acquiring immovable property outside India. PAN must be provided. Companies, partnership firms, HUFs and trusts cannot use the scheme.
Off-plan instalments are paid in stages, so plan each one against the limit for the financial year in which it falls, alongside any other remittances that year. Before you sign, confirm the current rules, paperwork and any tax consequences of the remittance itself with your bank.
LRS is written for resident individuals. If you are non-resident under Indian rules, for example because you live and work in the UAE, ask your bank which rules apply to you and to any funds you still hold in India.
India 06
Indian tax on a UAE home: what the Income Tax Department says, and what to ask
Official positions as at 16 September 2026. Your residential status in each year decides how they apply to you.
Foreign assets
Residents must report foreign assets in Schedule FA, including immovable property outside India, for the calendar year ending 31 December. Taxpayers who are not ordinarily resident or non-resident need not complete it.
Ask your adviserAm I resident and ordinarily resident for the years I will own the property?
Return form
ITR-1 and ITR-4 do not contain Schedule FA, so taxpayers with foreign assets should use another return form.
Ask your adviserWhich ITR form should I file once I hold the property?
Foreign income
Residents report income from outside India in Schedule FSI. Relief for tax paid abroad is claimed through Schedule TR with Form 67.
Ask your adviserHow would rent after handover, or a later sale, be taxed in India?
Non-disclosure
Failing to report foreign assets and income can lead to assessment, penalties and prosecution under the Black Money (Undisclosed Foreign Income and Assets) and Imposition of Tax Act, 2015.
Ask your adviserAre my returns complete, and would I need to revise one?
Tax agreement
The India–UAE agreement on taxes on income and capital entered into force on 22 September 1993, and was amended by notifications in 2007 and 2013.
Ask your adviserWhich articles apply to property income and gains, and is any UAE tax actually charged to credit?
UAE side
Under Cabinet Decision No. 49 of 2023, an individual’s income from selling or letting UAE property without needing a licence is not treated as a business activity for UAE Corporate Tax.
Ask your adviserIs any UAE tax due on rent or a sale, and does that affect relief on my Indian return?
What you can hold us to
Six commitments behind every consultation.
A purchase this size deserves someone who shows you the full picture, including what could go wrong, before you commit a deposit.
How the firm is paid, and why it matters to you-
Every cost before you commit
Total price, registration fees and each payment stage, set out in your own currency before you pay anything.
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Honest about fit
Up to three options, and fewer if fewer fit. If off-plan does not suit your plans, you are told plainly.
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A second opinion on any offer
Bring an offer from a developer or another agent and have its cost, payment plan and contract points checked before you commit.
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Told how the firm is paid
Before you decide on anything, including whether a developer on your shortlist pays the firm.
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Checks before you see a home
Registration, the project escrow account, the developer’s record and a current price, checked before a home reaches you.
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Your time, your privacy
Video, phone, WhatsApp or email in your time zone. Your details are used only to reply, and launch emails only if you ask.
How it works 07
Three steps, no obligation.
No account, no fee, no pressure to proceed. You decide whether to go further.
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Share your requirements
Your contact details, then property type, price range, emirate, objective and timeframe. It takes about two minutes, and no financial documents are needed.
- 02
Review suitable options
Up to three opportunities, each with its costs, payment timings, the reasons it was selected and what to consider. If fewer fit, you get fewer.
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Discuss next steps
Talk to an adviser about the options, what to verify independently and what reserving involves. There is no pressure to proceed.
Questions 08
Answers before you share any details.
If your question is not answered here, an adviser can go through it with you during a consultation.
Yes, in the areas open to foreign buyers, and without travelling. Dubai Land Department accepts a passport from non-resident foreign buyers, and the RBI’s LRS FAQ refers to remittances for acquiring immovable property outside India within the annual limit for resident individuals. Confirm the current rules and paperwork with your bank before you commit to a payment schedule.
The RBI FAQ states USD 250,000 per financial year, April to March, for resident individuals including minors, with PAN mandatory. Everything you remit under the scheme that year counts towards it, so staged off-plan payments need planning. Keep the bank’s remittance record for each instalment.
If you are resident in India, yes. The Income Tax Department says residents must disclose foreign assets, including immovable property outside India, in Schedule FA, which is not available in ITR-1 or ITR-4. Not ordinarily resident and non-resident taxpayers need not complete it.
To the project escrow account named in your contract. In Dubai each off-plan project has its own escrow account, used only to build that project, and the developer’s creditors cannot attach it. Remit through your bank directly to that account, not to an intermediary, and keep every remittance record.
Not by itself. Residential status is decided under Indian tax law, not by a visa. Dubai Land Department describes a 10-year investor permit for property costing AED 2 million or more, but eligibility is decided by the authorities and is not guaranteed.
Only partly. The remittance scheme and Schedule FA rules described here are written for residents of India. If you are non-resident under Indian tax law, different rules may apply, so ask a qualified adviser and your bank.
Expert consultation
Plan your purchase from India.
Share your plans. An adviser sets out the steps, documents and timing for buying from your country, with every cost in your currency.
- Every cost and payment stage set out
- Why each option was chosen, and what to weigh
- Free, with no obligation
Thank you. Here is what you shared.
An adviser will plan the steps, documents and timing for buying from your country, with options that fit.